wild geese that fly with the moon on their wings

When I was in CA my little sissy helped me with a problem I was having. I had an eye exam last April and the outcome of it was that I needed new glasses. Because healthcare is a for profit business in this country, things are far more complex than they need to be. I got my prescription then but wasn't able to get it filled until December. Why? No one in this town seemed to carry my vision insurance fully and/or didn't carry the frames I wanted. Adding insult to injury the out of pocket expense to cover the difference was ... well it was like they were trying to rape me, with my own penis. The sissy knows how to navigate insurance companies and helped me sort this out in short order. We found an optometrist in CA who not only took my carrier fully, but also carried the frames I wanted. They were able to fill my prescription but there was a wait of a few weeks. No problem since they had what I wanted and ins. covered everything it was supposed to. As soon as they arrived she overnight'd them to me and I started using them yesterday morning. I'm absolutely giddy from finally being able to see things without strain or being fatigued again. My life just got so much better in so many ways. Thank you sissy!

The snowball of debt relief is building it's momentum quite nicely (since paying off that loan last November). I'm down to the final payment on my 2nd to last credit card, and two remaining payments on my truck. I've applied for a high limit credit card through one of my credit unions in hopes of doing a balance transfer from another card. According to the nice lady who took my application "I've seen people worse off than you approved" and I'm hoping she's right. The credit union offers a very low interest rate on balance transfers and best of all, no sneaky finance charges. I really want to end my relationship with the big banks once and for all so wish me luck on this one!

A simple breakdown of my loans/credit card debt
Credit cards 10,000
Truck Loan       950
Trailer Loan   4,500
ODP             2,200 (Overdraft Protection)

Total Debt   17,650

I pay off a CC next month, the truck the month after, and the ODP two months after that. Come May I can triple or quadruple my monthlies for the trailer and/or remaining credit card. Last year at this time I had a little over 30k in debt and managed to reduce it to almost half in a years time. I hope to do better than half this time next year.

I started scouting online for land recently and have had my eye on Terlingua ever since visiting it 2 years ago. Even with the real estate market clawing it's way back up, land will remain cheap for a while longer. I intend to take advantage of this while I can. I realize this means it will add to my debt, but only on a temporary basis. I'm still receiving my quarterly profit sharing checks and even at half can afford to pay off the loan immediately. This is all predicated on finding the perfect spot which may or may not happen. If it doesn't it means I tuck away more for that rainy day. Since I didn't make this months trip it's only right that I make a trip sometime next month. It'll be the perfect chance to get away and see a few platts in person while I camp out there. The town of Terlingua is nestled on the US/Mexico border between the Big Bend national park and ranch state park. Gorgeous country and a must visit place if you've never been.


  1. Wow, I am glad you found your glasses ok. This is why I am currently in the Philippines. This is where I get all my medical and dental stuff done. That way, I don't bother with the US healthcare system.
    My skin is fine for now so it's just the eyeglasses for me along with a dental checkup.

    Happy New Year! May all blessings come to you and your family.


  2. Thanks and likewise to you and yours Rod!